4. The best student credit card overall: Discover It Student Chrome
The Discover It Student Chrome offers a winning combination of cash back and other rewards as well as lenient terms for first-time credit card holders. You won’t get dinged by the credit card company for a late payment at least the first one or have to deal with an exorbitant penalty APR. And, of course, getting 1 to 2% back in rewards each month is a welcome bonus. Note that Discover offers another similar student credit card, the Discover It Student Cash Back credit card, but the rotating bonus categories make things overcomplicated, especially for first-time cardholders.